Average Rent in Kentucky (2027) — HUD Fair Market Rents
The average two-bedroom rent in Kentucky is $1,155 per month by HUD's FY 2027 Fair Market Rent data (population-weighted); two-bedroom FMRs range from $909 to $1,442 across 101 rent areas.
Fair Market Rent is HUD's annual estimate of what a modest rental costs in each local market — the 40th percentile of gross rents (rent plus tenant-paid utilities) for recent movers, published for studio through four-bedroom units and used to set Section 8 / Housing Choice Voucher payment standards. FMRs are a federal benchmark, not an asking-rent average: use them to sanity-check your pricing (statewide, Kentucky's typical two-bedroom FMR moved +4.5% versus FY 2026).
All 101 Kentucky FMR areas
Sorted by two-bedroom rent, highest first. 20 metro areas; the rest are non-metro county areas. "vs FY 2026" is the two-bedroom change from last year's FMR for the same area.
| Area | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs FY 2026 |
|---|---|---|---|---|---|---|
Cincinnati, OH-KY-IN HUD Metro FMR Area Metro 6 countiesBoone County · Bracken County · Campbell County · Gallatin County · Kenton County · Pendleton County | $1,052 | $1,128 | $1,442 | $1,897 | $2,141 | +6.6% |
Lexington-Fayette, KY MSA Metro 6 countiesBourbon County · Clark County · Fayette County · Jessamine County · Scott County · Woodford County | $986 | $1,205 | $1,416 | $1,948 | $2,108 | +11.3% |
Clarksville, TN-KY HUD Metro FMR Area Metro 2 countiesChristian County · Trigg County | $1,061 | $1,068 | $1,307 | $1,786 | $2,185 | -2.9% |
Louisville, KY-IN HUD Metro FMR Area Metro 5 countiesBullitt County · Henry County · Jefferson County · Oldham County · Spencer County | $976 | $1,058 | $1,276 | $1,629 | $1,874 | +0.3% |
| Livingston County, KY HUD Metro FMR Area Metro | $850 | $937 | $1,220 | $1,454 | $1,723 | +5.4% |
Bowling Green, KY HUD Metro FMR Area Metro 2 countiesEdmonson County · Warren County | $920 | $1,020 | $1,199 | $1,438 | $1,959 | +4.0% |
| Ballard County, KY HUD Metro FMR Area Metro | $822 | $902 | $1,180 | $1,406 | $1,551 | +10.1% |
| Trimble County, KY Non-metro | $840 | $898 | $1,175 | $1,407 | $1,642 | +17.4% |
| Calloway County, KY Non-metro | $848 | $883 | $1,155 | $1,376 | $1,518 | +5.2% |
| Shelby County, KY HUD Metro FMR Area Metro | $873 | $998 | $1,149 | $1,369 | $1,692 | +0.5% |
| Grant County, KY HUD Metro FMR Area Metro | $840 | $899 | $1,146 | $1,365 | $1,692 | -0.8% |
| Franklin County, KY Non-metro | $797 | $909 | $1,145 | $1,466 | $1,811 | +5.7% |
Owensboro, KY MSA Metro 2 countiesDaviess County · McLean County | $864 | $870 | $1,138 | $1,507 | $1,516 | +2.5% |
| McCracken County, KY HUD Metro FMR Area Metro | $788 | $924 | $1,131 | $1,348 | $1,616 | +6.9% |
| Simpson County, KY Non-metro | $802 | $984 | $1,122 | $1,491 | $1,568 | +6.4% |
| Anderson County, KY Non-metro | $801 | $1,020 | $1,121 | $1,377 | $1,566 | +7.6% |
| Pike County, KY Non-metro | $763 | $837 | $1,095 | $1,305 | $1,812 | +12.1% |
Elizabethtown, KY HUD Metro FMR Area Metro 2 countiesHardin County · Larue County | $860 | $866 | $1,087 | $1,505 | $1,817 | +2.9% |
| Carroll County, KY Non-metro | $766 | $819 | $1,072 | $1,277 | $1,409 | +10.1% |
| Todd County, KY Non-metro | $753 | $806 | $1,054 | $1,256 | $1,466 | +14.8% |
| Meade County, KY HUD Metro FMR Area Metro | $799 | $804 | $1,052 | $1,443 | $1,549 | -2.1% |
| Nelson County, KY HUD Metro FMR Area Metro | $777 | $781 | $1,022 | $1,302 | $1,587 | +0.6% |
| Owen County, KY Non-metro | $730 | $781 | $1,022 | $1,396 | $1,428 | +2.7% |
| Allen County, KY HUD Metro FMR Area Metro | $774 | $779 | $1,019 | $1,293 | $1,624 | +2.3% |
| Perry County, KY Non-metro | $722 | $772 | $1,010 | $1,203 | $1,327 | +5.3% |
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area Metro 2 countiesBoyd County · Greenup County | $858 | $864 | $1,006 | $1,287 | $1,393 | +3.4% |
| Montgomery County, KY Non-metro | $717 | $767 | $1,004 | $1,314 | $1,320 | +10.9% |
| Mason County, KY Non-metro | $715 | $797 | $1,001 | $1,196 | $1,477 | +9.6% |
| Lee County, KY Non-metro | $712 | $794 | $996 | $1,187 | $1,392 | +6.1% |
| Madison County, KY Non-metro | $691 | $859 | $993 | $1,375 | $1,600 | +9.8% |
| Knott County, KY Non-metro | $702 | $784 | $983 | $1,171 | $1,374 | +13.5% |
| Rowan County, KY Non-metro | $701 | $791 | $977 | $1,252 | $1,633 | +7.2% |
| Lawrence County, KY HUD Metro FMR Area Metro | $794 | $799 | $971 | $1,157 | $1,372 | +4.9% |
| Union County, KY Non-metro | $716 | $742 | $971 | $1,157 | $1,320 | +6.6% |
| Hancock County, KY Non-metro | $693 | $784 | $962 | $1,276 | $1,344 | -5.3% |
| Hopkins County, KY Non-metro | $701 | $733 | $959 | $1,249 | $1,405 | +6.6% |
| Laurel County, KY Non-metro | $674 | $749 | $943 | $1,124 | $1,315 | +7.0% |
| Garrard County, KY Non-metro | $672 | $864 | $941 | $1,232 | $1,237 | +4.6% |
| Washington County, KY Non-metro | $671 | $718 | $939 | $1,300 | $1,343 | +1.1% |
| Carlisle County, KY HUD Metro FMR Area Metro | $649 | $798 | $932 | $1,272 | $1,316 | +1.9% |
| Boyle County, KY Non-metro | $720 | $725 | $925 | $1,183 | $1,216 | +1.3% |
| Floyd County, KY Non-metro | $661 | $707 | $925 | $1,230 | $1,246 | +2.3% |
| Pulaski County, KY Non-metro | $660 | $706 | $924 | $1,101 | $1,308 | -0.2% |
| Marshall County, KY Non-metro | $656 | $824 | $918 | $1,266 | $1,283 | +3.8% |
| Barren County, KY Non-metro | $696 | $700 | $916 | $1,171 | $1,331 | +5.5% |
| Logan County, KY Non-metro | $652 | $698 | $913 | $1,180 | $1,276 | +5.4% |
| Adair County, KY Non-metro | $650 | $725 | $909 | $1,259 | $1,310 | +5.0% |
| Bath County, KY Non-metro | $650 | $695 | $909 | $1,124 | $1,320 | +5.0% |
| Bell County, KY Non-metro | $633 | $787 | $909 | $1,133 | $1,352 | +5.0% |
| Breathitt County, KY Non-metro | $650 | $703 | $909 | $1,242 | $1,270 | +5.0% |
| Breckinridge County, KY Non-metro | $695 | $720 | $909 | $1,259 | $1,329 | +5.0% |
| Butler County, KY HUD Metro FMR Area Metro | $690 | $695 | $909 | $1,190 | $1,195 | +5.0% |
| Caldwell County, KY Non-metro | $650 | $695 | $909 | $1,083 | $1,270 | +5.0% |
| Carter County, KY HUD Metro FMR Area Metro | $745 | $749 | $909 | $1,246 | $1,285 | +5.0% |
| Casey County, KY Non-metro | $650 | $835 | $909 | $1,083 | $1,195 | +5.0% |
| Clay County, KY Non-metro | $650 | $835 | $909 | $1,254 | $1,270 | +5.0% |
| Clinton County, KY Non-metro | $650 | $695 | $909 | $1,083 | $1,270 | +5.0% |
| Crittenden County, KY Non-metro | $650 | $759 | $909 | $1,083 | $1,270 | +5.0% |
| Cumberland County, KY Non-metro | $650 | $819 | $909 | $1,259 | $1,270 | +5.0% |
| Elliott County, KY Non-metro | $650 | $725 | $909 | $1,259 | $1,270 | +5.0% |
| Estill County, KY Non-metro | $650 | $835 | $909 | $1,150 | $1,383 | +5.0% |
| Fleming County, KY Non-metro | $650 | $695 | $909 | $1,130 | $1,195 | +5.0% |
| Fulton County, KY Non-metro | $650 | $695 | $909 | $1,259 | $1,308 | +5.0% |
| Graves County, KY Non-metro | $650 | $695 | $909 | $1,219 | $1,270 | +5.0% |
| Grayson County, KY Non-metro | $650 | $779 | $909 | $1,259 | $1,270 | +5.0% |
| Green County, KY Non-metro | $650 | $835 | $909 | $1,190 | $1,195 | +5.0% |
| Harlan County, KY Non-metro | $691 | $749 | $909 | $1,190 | $1,195 | +5.0% |
| Harrison County, KY Non-metro | $650 | $725 | $909 | $1,259 | $1,389 | +5.0% |
| Hart County, KY Non-metro | $650 | $796 | $909 | $1,127 | $1,262 | +5.0% |
| Henderson County, KY Non-metro | $787 | $792 | $909 | $1,222 | $1,366 | -4.2% |
| Hickman County, KY Non-metro | $650 | $695 | $909 | $1,190 | $1,195 | +5.0% |
| Jackson County, KY Non-metro | $650 | $695 | $909 | $1,190 | $1,195 | +5.0% |
| Johnson County, KY Non-metro | $650 | $788 | $909 | $1,186 | $1,308 | +5.0% |
| Knox County, KY Non-metro | $650 | $835 | $909 | $1,179 | $1,519 | +5.0% |
| Leslie County, KY Non-metro | $650 | $774 | $909 | $1,183 | $1,270 | +5.0% |
| Letcher County, KY Non-metro | $650 | $751 | $909 | $1,094 | $1,328 | +5.0% |
| Lewis County, KY Non-metro | $650 | $695 | $909 | $1,156 | $1,270 | +5.0% |
| Lincoln County, KY Non-metro | $650 | $793 | $909 | $1,083 | $1,331 | +5.0% |
| Lyon County, KY Non-metro | $650 | $695 | $909 | $1,259 | $1,308 | +5.0% |
| Magoffin County, KY Non-metro | $650 | $835 | $909 | $1,083 | $1,270 | +5.0% |
| Marion County, KY Non-metro | $650 | $736 | $909 | $1,139 | $1,482 | +5.0% |
| Martin County, KY Non-metro | $650 | $725 | $909 | $1,133 | $1,270 | +5.0% |
| McCreary County, KY Non-metro | $650 | $835 | $909 | $1,147 | $1,270 | +5.0% |
| Menifee County, KY Non-metro | $650 | $725 | $909 | $1,162 | $1,270 | +5.0% |
| Mercer County, KY Non-metro | $650 | $725 | $909 | $1,259 | $1,519 | +5.0% |
| Metcalfe County, KY Non-metro | $650 | $835 | $909 | $1,191 | $1,270 | +5.0% |
| Monroe County, KY Non-metro | $650 | $695 | $909 | $1,259 | $1,314 | +5.0% |
| Morgan County, KY Non-metro | $650 | $739 | $909 | $1,256 | $1,503 | +5.0% |
| Muhlenberg County, KY Non-metro | $650 | $695 | $909 | $1,083 | $1,220 | +5.0% |
| Nicholas County, KY Non-metro | $650 | $819 | $909 | $1,259 | $1,270 | +5.0% |
| Ohio County, KY Non-metro | $650 | $695 | $909 | $1,178 | $1,415 | +5.0% |
| Owsley County, KY Non-metro | $650 | $725 | $909 | $1,099 | $1,270 | +5.0% |
| Powell County, KY Non-metro | $650 | $695 | $909 | $1,259 | $1,519 | +5.0% |
| Robertson County, KY Non-metro | $650 | $695 | $909 | $1,133 | $1,270 | +5.0% |
| Rockcastle County, KY Non-metro | $650 | $810 | $909 | $1,174 | $1,270 | +5.0% |
| Russell County, KY Non-metro | $650 | $695 | $909 | $1,115 | $1,311 | +5.0% |
| Taylor County, KY Non-metro | $650 | $835 | $909 | $1,259 | $1,270 | +5.0% |
| Wayne County, KY Non-metro | $650 | $834 | $909 | $1,259 | $1,519 | +5.0% |
| Webster County, KY Non-metro | $650 | $695 | $909 | $1,241 | $1,270 | +5.0% |
| Whitley County, KY Non-metro | $690 | $695 | $909 | $1,129 | $1,298 | +5.0% |
| Wolfe County, KY Non-metro | $650 | $774 | $909 | $1,133 | $1,270 | +5.0% |
Download this table as CSV — every area, studio through 4-bedroom, with county lists and year-over-year change.
About this data
Source: HUD FY 2027 Fair Market Rents, county-level file, published at huduser.gov — a U.S. government work in the public domain, republished here unmodified. The typical-rent figure is the population-weighted average across the areas above (county populations from HUD's file); year-over-year comparisons match each area with last year's file by HUD area code. Effective October 1, 2026 through September 30, 2027; last regenerated from HUD's file on 2026-09-01. FMRs cap what a housing authority can pay under the voucher program; your local Public Housing Authority's payment standard may be set between 90% and 110% of FMR. Full method notes: how the rent figures are computed.
Related on Landlord Atlas
- Kentucky landlord-tenant laws — security deposits, rent increase notice, late fees, entry rules, and the eviction process, cited to statute.
- Rental profitability calculator — test a Kentucky property's cash flow against its county's FMR.
- Rent increase notice creator — moving rent toward market? Generate a state-aware notice.